Right Time FinanceA website that brings you clients, not just a page on the internet
Chau, thank you for getting in touch. You asked for a quote for a business website. This page gives you that, in plain English, and it also shows you something bigger: how the website becomes the thing that brings new home loan clients to you every month, without you needing to touch any technology.
Nick Rowe
CEO & Co-Founder / Saigon Digital
“Saigon Digital transformed how Ski.com shows up online. Beyond rebuilding our platform, they helped us rethink our entire search and AI visibility strategy. We saw a significant uplift in organic traffic, our content started appearing in AI-generated recommendations, and the quality of inbound leads improved dramatically. They understand where digital is heading and how to turn it into real commercial results.”
We build websites for businesses whose customers find them online, and then we make sure those customers do.
See Our Work →Your Website Today
We had a proper look at righttimefinance.com.au before writing a word of this
The current page did its job. It is time for the real one.
Right Time Finance was registered in September 2025 and crossed the GST threshold in July 2026, which tells us the business is growing. The website has not caught up yet. Today it is a single page with a photo of Sydney Harbour, one line of text, and a contact form. None of this is a criticism. It is a placeholder, and placeholders are fine while you are getting started. But right now it is quietly costing you clients, and here is exactly how.
1. Google does not know what you do
The page never says the words “home loan”, “mortgage broker” or “Liverpool”. So when someone nearby searches for a broker, Google has nothing to match you against, and it shows them Mortgagefy, Loan Lounge or Finance Hub instead. Each of those has a page written specifically for Liverpool or Cabramatta.
The fix: pages that say plainly what you do, who you help, and where.
2. There is no phone number and no email on the page
The only way to contact you is a form. Most people looking for a broker want to talk to a person, and many will not fill in a form from a business they cannot see. A visible number and a one-tap call button on mobile are the single biggest conversion improvements a small business site can make.
The fix: your number and a “Call Chau” button on every page.
3. There is no Chau
People do not choose a mortgage broker. They choose a person they trust with the biggest financial decision of their life. The site has a stock photo of the Opera House and no photo of you, no story, no credentials, no reviews. A visitor cannot tell whether Right Time Finance is one person or a call centre.
The fix: a warm About page with your photo, your story, your licence details and your lender panel.
4. Nothing tells a visitor what happens next
There is no explanation of how you work, no idea of what a first conversation looks like, and no reason to act today. Visitors leave because they do not know what to do.
The fix: a simple three-step “how it works” and one clear offer, such as a free 15-minute loan health check.
5. It is built on a tool that cannot grow with you
The site runs on the GoDaddy page builder. It is fine for one page, but it is awkward to add suburb pages, guides, calculators or a Vietnamese version, and those are exactly the things that bring clients in over time.
The fix: a proper site you own outright, that we can keep adding to every month.
What a visitor sees today
- One page, one sentence, a stock photo
- No phone number, no email, no address
- No photo of Chau, no credentials, no reviews
- No mention of home loans, refinancing or Liverpool
- No reason to act now
What a visitor will see
- A clear promise: local home loan help from a broker you can actually talk to
- Your number, WhatsApp and a one-tap call button on mobile
- Your face, your story, your licence, your lenders, your reviews
- Pages for first home buyers, refinancing, investors and your local suburbs
- One simple next step: book a free 15-minute loan check
Package 1: The Website
USD 2,500 fixed. Four weeks. We do the work, you approve it.
A seven-page site built to do three jobs: be found, be trusted, be easy to call.
We write the words, choose the layout, set everything up and hand you a finished site. Your job is a 45-minute chat with us and a few photos. That is it.
Home
- Who you help and where
- Free 15-minute loan check offer
- Call, WhatsApp and book buttons
- Reviews and lender logos
About Chau
- Your story and your photo
- Credit licence and aggregator details
- Languages you speak
- Why you started Right Time Finance
Home Loans
- First home buyers
- Refinancing when rates rise
- Investment loans
- Self-employed and low-doc
Other Finance
- Car and personal loans
- Business and equipment finance
- Only if you offer these; we tailor it
How It Works
- Three simple steps
- What to bring to the first chat
- What it costs the client (usually nothing)
Reviews
- Google reviews shown on the site
- Easy link for clients to leave one
Contact
- Phone, WhatsApp, email, hours
- Short enquiry form sent to your phone
- Map and areas served
Built in for free
- Repayment and borrowing calculators
- Google Business Profile set up
- Fast on mobile, secure, backed up
A relaxed 45-minute call. We learn how you work, who your best clients are and what makes you different. We collect your licence details, lender panel and a few photos. We plan every page.
We write all the words in plain English and design the pages for phone and desktop. You review one link and tell us what to change. Two rounds of changes are included.
We build the site, connect your phone number, WhatsApp, calendar and enquiry form, set up your Google Business Profile and make sure Google can read every page.
We move your domain across, test everything on real phones, and launch. Then a 30-minute walkthrough so you know how to see enquiries and share your reviews link. 30 days of support after launch.
You will never need to touch the technology
You told us you are not a tech person, so we designed the whole thing around that. Enquiries arrive as a normal email and a text message. Reviews come in through a link you share. If you ever want a word changed, you send us a message and we change it. The site is yours outright, but running it is our job, not yours.
Package 2: The Growth Plan
USD 1,500 a month. This is what turns the website into a steady source of new clients.
In one sentence: we make sure that when someone near you searches for a mortgage broker, they find Right Time Finance and choose you.
A website on its own is like a shop with the lights off. Google only sends people to sites it trusts, and it trusts sites that are active, useful and well reviewed. The Growth plan is the monthly work that earns that trust. You will see it as a short, plain-English report each month: how many people found you, how many called or enquired, and what we did.
Local suburb pages
One helpful page each for Liverpool, Cabramatta, Casula, Moorebank, Prestons, Edmondson Park and the suburbs you actually serve. This is the exact thing your competitors do that gets them found and you do not.
Google reviews on autopilot
We set up a simple review system: a link and a small card you hand over at settlement. Reviews are the number one reason a stranger picks one broker over another, and they lift your Google ranking too.
Helpful guides every month
Up to four short articles a month answering the questions your clients ask: “Can I refinance after a rate rise?”, “How much deposit do I need in Liverpool?”. Each one keeps bringing visitors for years.
Showing up in AI answers
More people now ask ChatGPT and Google’s AI for a “good mortgage broker near me”. We structure your site so those tools can read it and recommend you. We track five of these questions every month.
A report you can actually read
One page a month. Visitors, calls, enquiries, and where they came from. No jargon. Plus a 20-minute call whenever you want one.
Hosting, security and small changes
The site is hosted, backed up and kept secure as part of the plan. Small text and photo updates are included, so you never need to log in to anything.
An honest note on timing
This kind of work does not produce a flood of calls in week one. Google takes a few months to trust a new site. What it does produce is a steady, growing stream that keeps flowing long after the work is done. The next section shows what that looks like month by month, and why it gets better, not worse, the longer you keep going.
How The Leads Grow
Why two or three enquiries a month becomes a lot more than that
Every page we write keeps working for you. That is why it snowballs.
Think of each page and each review as a small shop assistant who never goes home. In month three you might have eight of them. By month twelve you have forty, and the first eight have been working the whole time. Google notices that the site is growing and trusts it more, so each new page starts ranking faster than the last. Paid advertising is the opposite: the day you stop paying, the calls stop. This work stacks.
What to expect: new enquiries per month
Illustration for a local broker site. Real numbers depend on your area and season.Site launches. Google Business Profile goes live. First suburb pages and first reviews. Google starts to notice you exist.
You start appearing on the map for “mortgage broker Liverpool”. Two to three enquiries a month becomes normal. Reviews start to stack up.
Twenty-plus pages working for you. Guides bring people who are months away from buying, and they remember you when they are ready.
Settled clients refer friends, reviews keep growing, and the site is the busiest member of your team. This is where the plan pays for itself many times over.
Put simply: if the Growth plan helps you settle one extra loan every two months, it has paid for itself. Two or three enquiries a month, with a reasonable conversion, is comfortably above that line. Everything after that is profit, and the trail keeps arriving for years. Commission rates are industry averages; your aggregator’s exact rates will differ, and no result is guaranteed.
Ideas We Think You Should Steal
Small things that make a local broker site work much harder
The “Rate Rise Check”
Google searches for “mortgage broker” and “mortgage stress” hit an all-time high in May 2026 after three rate rises. A free 10-minute “is my loan still right?” check is the easiest offer in the market right now, and it puts you in front of people who already have a loan.
Included in the websiteA Vietnamese version of your key pages
Liverpool and Cabramatta are home to one of Australia’s largest Vietnamese communities, and searches like “người môi giới vay nhà” are already being answered by a competitor. If you speak Vietnamese, a bilingual site is an unfair advantage most brokers cannot copy.
Optional add-on, quoted on the callWhatsApp and Zalo buttons
Many of your clients would rather message than call. A one-tap WhatsApp (and Zalo, if you use it) button on every page turns a hesitant visitor into a conversation.
Included in the websiteThe settlement review card
A small printed card with a QR code that opens your Google review page. Hand it over on settlement day, when clients are happiest. Ten reviews in your first three months changes how Google ranks you.
Included in the Growth planA 30-second phone video of you
No studio needed. You, on your phone, saying who you help and how to reach you. Sites with a short personal video get far more calls from first-time visitors because the trust question is answered before they pick up the phone.
We will coach you through itBook a time, not just “contact us”
A simple calendar so a visitor can pick a 15-minute slot at 8pm on a Tuesday if that suits them. It removes the back-and-forth and gets enquiries into your diary while they are still keen.
Included in the websiteA Gift To Get You Started
Yours to keep whether or not we work together
Your local referral partner list
The fastest way for a broker to win clients is through referral partners: the real estate agents, conveyancers, accountants and financial planners who meet home buyers every week. So we built you a list of them, all within a short drive of Liverpool, with phone numbers and websites, and a short script for what to say when you call.
Start with the real estate agencies. Offer to be the broker they can send buyers to for a fast pre-approval. Three or four good agent relationships can be worth more than any advertising.
Open Your Partner List →The market is moving to brokers, and moving online
More Australians than ever use a broker, more of them start with a Google search, and your suburb has some of the highest loan sizes in the country. The brokers winning that search traffic today are the ones with a proper local website. There is no reason that cannot be you.
Sources: MFAA / Cotality broker market share, June 2026 quarter · Australian Broker News, Google Trends, May 2026 · Your Investment Property, Liverpool 2170 profile · Mozo, broker commission guide 2026
Investment
Two clear prices. No hidden extras. No lock-in.
- Seven pages, written and designed for you
- Phone, WhatsApp, calendar and enquiry form connected
- Repayment and borrowing calculators
- Google Business Profile set up and verified
- Reviews link and reviews page
- Fast on mobile, secure, Google-ready
- Two rounds of changes included
- You own the site outright
- 30 days of support after launch
- Suburb pages for every area you serve
- Up to four helpful guides a month
- Google review system and settlement card
- Google Business Profile managed and posted to
- AI answer visibility, five questions tracked
- Hosting, security, backups and small changes
- One-page monthly report in plain English
- Cancel any time with 30 days’ notice
Prices are in US dollars. Australian dollar figures are a guide at today’s exchange rate and will move a little. If you take the website only, hosting and care is available at USD 100 a month so the site stays secure and backed up.
How it works, commercially
Website payment
Half to start, half when the site goes live. No third-party costs without your written OK first.
Growth plan billing
Same amount, same date, every month. The invoice arrives in the third week and is due at the start of the next month. No surprises.
No lock-in
Month to month. End any time with 30 days’ written notice, no penalty. We recommend six months so the work has time to compound, but that is a recommendation, not a contract.
You own everything
The website, the domain, the Google profile and the reviews are all yours. If you ever leave, you take them with you.
Why the two packages belong together
The website is the shop. The Growth plan is the sign on the highway, the reviews in the window and the assistant who keeps the shelves full. You can absolutely start with the website alone, and it will be a huge step up from today. But the website becomes a real source of clients only when someone is working on it every month. That is why we recommend starting the Growth plan the day the site goes live.
A team that builds sites and then makes them earn
Saigon Digital is a full-service digital agency. We build websites, and then we do the search and AI visibility work that turns them into a source of customers. Most agencies do one or the other. Our leadership team brings over 25 years of combined hands-on international experience, and we work with businesses in Australia, Asia, Europe and North America. We are used to clients who want results explained in plain English, and we are happy to talk on WhatsApp.
Trusted by brands like Ski.com, Kenno and SOVA.
See Our Work →Shall we get started, Chau?
Book a 20-minute call with Nick. No slides, no jargon. We will walk through this page together, answer your questions, and if it feels right we can have your new site live within four weeks.
A short call
20 minutes, phone or video, whenever suits you
Say yes
We send a simple one-page agreement and the first invoice
Live in 4 weeks
We do the work. You approve it. Your site goes live.
Or simply reply to Nick’s email, or message nick@saigon.digital. Nick Rowe · CEO & Co-Founder, Saigon Digital